Cover products for small, medium and large business

Cover products

ACC has a number of products and levy discount programmes designed to suit your small, medium and large businesses. Click on the links below to learn more and help you choose the right cover for your business.

Experience Rating

On 1 April 2011 ACC introduced experience rating, a system of modifying a business’s ACC Work levy based on its claims history. Experience rating recognises and rewards business owners (including self-employed people) with good claims experience, and encourages a focus on improving workplace safety and making New Zealand businesses better places to work.

ACC WorkPlace Cover

ACC WorkPlace Cover provides access to no-fault cover for work-related personal injuries. It is provided automatically to all employees and PAYE shareholder-employees.

ACC TimeOut

ACC TimeOut provides optional lost earnings compensation for people planning an extended period of time off work. It can provide weekly payments of up to 80% of the amount you were earning before you took a break, if you are injured and unable to return to work.

Last updated: 1 April 2011