Paying levies if you own or drive a vehicle

Your Motor Vehicle levy helps cover the cost of accidents on public roads involving moving vehicles. We calculate levies so that we're able to cover the cost of injuries. This includes injuries that need lifelong support.

The Motor Vehicle levy doesn’t cover injuries involving vehicles off a public road. This includes quad bikes, tractors and off-road bikes. Other levies cover these injuries.

On this page

    How you pay the Motor Vehicle levy

    You pay the Motor Vehicle levy in two different ways:

    • petrol at the pump – currently at 6 cents per litre
    • as part of your vehicle license (rego) fee.

    For non-petrol vehicles, eg diesel, you pay your whole levy through your rego.

    Paying levies on petrol and diesel

    Petrol vehicles

    If your vehicle runs on petrol, you’ll pay part of your Motor Vehicle levy when you fill up at the pump. The current petrol levy rate is 6 cents per litre.

    Why you pay levies on petrol

    Paying part of your Motor Vehicle levy at the pump is one way we try to make it fairer for everyone on the road:

    • the more you drive, the more at risk you are of an accident, and so the more you pay
    • if you own many vehicles, you only pay part of the levy based on how much you use each one
    • vehicles without a rego make up almost 2% of vehicles on our roads. Petrol levies make sure they’re still paying towards the cost of injuries.

    Diesel vehicles

    You pay your entire Motor Vehicle levy when you register your diesel vehicle. You won’t pay any other levies when you buy diesel.

    We do this because diesel powers more than just road vehicles, eg boats and farm vehicles. So it isn’t appropriate for us to add a levy at the diesel pump.

    Hybrid vehicles

    Hybrid vehicles still need some petrol to run. So the New Zealand Transport Agency (NZTA) classes them as ‘petrol’. This means you’ll pay your Motor Vehicle levy both at the pump and in your rego.

    Hybrid vehicles are more fuel efficient than petrol vehicles. You won’t pay as much through the petrol levy.

    Electric vehicles

    Electric vehicles (EVs) and plug-in hybrid electric vehicles (PHEVs) run off an externally charged battery. We class these as petrol vehicles.

    Paying levies as part of your vehicle rego

    The levy on your rego depends on how much risk your vehicle has of causing an injury to yourself or others on the road.

    We group together vehicles into classes with similar levels of risk, and each class has a set levy rate. This includes cars, motorcycles, scooters and heavy vehicles.

    Search for your vehicle registration

    This tool doesn't include the $25 Motorcycle Safety levy for mopeds, scooters and motorcycles.

    Cars and light passenger vehicles

    We break down the classification of cars using the Vehicle Risk Rating (VRR). VRR assesses a vehicle’s risk and classifies them into bands. The band you’re in decides how much your rego levy is.

    Current levy rates for light passenger vehicle bands

    Vehicle band

    Petrol

    Non-petrol

    Band

    $80.64

    $149.14

    Band 2

    $53.53

    $122.03

    Band 3

    $37.22

    $105.72

    Band 4

    $18

    $86.50

    How we group vehicles into levy bands

    1. Total Secondary Safety Index – TSSI (T)

    We look at real world crash data using TSSI. TSSI scores each vehicle on how well it protects passengers and other people involved in a crash. This removes other factors such as alcohol, age and adverse weather to give accurate results.

    Vehicle safety ratings estimated from police reported crash data: 2016 update

    2. New Car Assessment Programme – NCAP (N)

    If we don’t have enough TSSI crash data, we use recent NCAP star ratings. An NCAP star rating is based on a series of vehicle tests designed and carried out by international New Car Assessment Programmes.

    A vehicle only gets a NCAP rating when it comes on the market, and it’s not updated yearly. This is why we don’t look at NCAP ratings first, and we only look at them if they're less than six years old.

    3. Market group (M)

    If there’s still not enough TSSI data or a recent NCAP rating we’ll use market groupings. Vehicles are grouped together based on similarities of their type, size and other specifications.

    4. If your vehicle doesn’t fit into any of these – Default (D)

    Your vehicle may not have TSSI data and have a NCAP rating more than six years old. We'll put it in a risk rating band based on the year the vehicle was first registered.

    Mopeds, scooters and motorcycles

    The current moped, scooter and motorcycle rego fee levy rates are:

    Vehicle class

    Petrol

    Non-petrol

    Mopeds and scooters

    $124.33

    $151.14

    Motorcycles (600cc or less)

    $322.91

    $349.72

    Motorcycles (over 600cc)

    $422.18

    $448.99

    $25 from these rates goes towards funding motorcycle safety initiatives.

    How we set moped, scooter and motorcycle rego levies

    We base our moped, scooter and motorcycle levies on crash data from the Ministry of Transport. The data shows that:

    • motorcycling is riskier than travelling in other types of vehicles
    • the cost of treating injuries from motorcycle accidents is higher than other injuries
    • there’s a strong link between engine size and the cost of an injury.

    The current motorcycle levies cover less than 22% of the full cost of motorcycle injuries. Other Motor Vehicle levies pay for the rest of the cost.

    You can view the crash data we use or find out more about how we levy motorcycles:

    Motorcycle crash facts
    Shape your ACC - Motorcycle levies

    Goods service vehicles (GSVs)

    A goods service vehicle is when its main use is to carry goods. NZTA decides if a vehicle is a GSV when it’s first registered in New Zealand. The current rego fee levy rates for GSVs are:

    Vehicle class

    Petrol

    Non-petrol

    Light (weighing 3,500kg or less)

    $42.02

    $110.52

    Heavy (not in ACC Fleet Saver)

    $196.41

    $230.66

    How we set GSV rego levies

    There is no TSSI crash data for GSVs, so we base their rego levies on weight.

    For fleets of more than five vehicles

    If you own a fleet of five or more heavy (over 3,500kg) GSVs, you may be eligible for the Fleet Saver programme. This reduces your levies if you can show good safety habits in your business.

    ACC Fleet Saver

    Passenger service vehicles that don’t fit anywhere else

    The current rego fee levy rates for these vehicles are:

    Vehicle class

    Petrol

    Non-petrol

    Passenger service vehicles 
    not elsewhere classified

    $80.64

    $149.14

    Vintage vehicles

    A vehicle is vintage if it’s 40 years or over. The current rego fee levy rates for vintage vehicles are:

    Vehicle class Petrol Non-petrol
    Class 3 and 7 $13.38 $37.35

    Contact us

    If you have a question about your Motor Vehicle levy, contact our business team.

    Phone 0800 222 776 (Monday to Friday, 7am - 7pm)
    Email business@acc.co.nz

    If you want to know more about Vehicle Risk Rating (VRR).

    Email vrr@acc.co.nz

    If you have a question about your vehicle classification, contact the NZTA.

    Phone 0800 108 809
    Email info@nzta.govt.nz

    Last published: 20 November 2017