Cover for employers

Workplace Cover is our standard cover for all employers. It provides cover for your employees' rehabilitation and weekly compensation after an injury. It insures and protects your most important assets – you and your people.

On this page

    Standard cover for employers

    You're automatically covered under Workplace Cover when you take on staff and become an employer. This is paid for from your Work levy.

    What Workplace Cover gives you

    With Workplace Cover, you'll get:

    • subsidised medical care for your employee's work related injuries
    • up to 80% of your employee’s salary covered while they can't work 
    • injury prevention schemes.

    Find out more about what your levies cover:

    What your levies pay for

    How we calculate your employer levies

    Inland Revenue provides us with a summary of your payroll information. We use this combined with your CU (what work you do and the industry you’re in) to calculate your levy. For many businesses we also take into account your claims history. Find out how to calculate your levy:

    Working out how much you need to pay

    How your claims history affects your levies

    How we invoice you

    You’ll receive an invoice from us every year based on your liable payroll filed with Inland Revenue. This invoice includes both your final levy and a provisional levy.

    The final invoice is an adjustment based on the payroll declared to Inland Revenue for the last financial year, less the amount previously charged on the provisional invoice. The provisional invoice is based on the payroll declared the year before, plus an adjustment for inflation.

     There are two levies which will be charged on your invoice which are as follows:

    Explaining your invoice 

    Last published: 30 June 2021