If you're injured overseas

If you're a New Zealand resident and you return home with an injury that happened while you were travelling overseas, we can help cover costs. This includes if you've been travelling for business, a holiday, or visiting friends or family.

How long you're covered while travelling overseas

This is only for trips of less than six months. If you're travelling on business and still paying income tax in New Zealand, we may be able to cover you. If you decide to have a holiday after you’ve finished working, we'll cover you for another six months (as long as you're coming back to New Zealand to live).

If you're living and working overseas

We don't cover injuries that happen while you're living and working overseas. 

If you're diagnosed with asbestos and other dust-related diseases while working in Australia, you may be able to get compensation outside of ACC. Talk to a specialist asbestos lawyer if you think you've been exposed while working in Australia.

Getting help while you're travelling overseas

You’ll still need travel insurance. We don’t cover you for:

  • illness
  • overseas treatment costs
  • disrupted travel plans and lost deposits 
  • assisted travel or emergency travel for a relative.

If you need immediate help while you’re overseas, contact your travel insurer.

Getting help once you're home

If you want your injury checked, visit your health provider when you’re back in New Zealand. They can make a claim for you.

Last published: 20/07/17