What to do if you're injured

1. Visit your health provider

   This could be your doctor, physiotherapist, local medical centre or emergency department.

2. Your health provider will make a claim

   They'll make sure to fill out all the right forms and will make a claim to us on your behalf.

3. Pay for part of your appointment

   If we cover your injury, we'll pay part of your appointment to your health provider. For a standard visit to your doctor, without any other treatment, we'll pay:
   
   $31.53 if you're 13 years old or over
   $56.07 for children under 13 years old
   
   If your provider charges more than this, you'll need to pay for the rest. We’ll pay for most of your treatment costs.
   
   Treatment we can help pay for

4. We'll confirm if you’re covered

   We'll send you a letter to confirm if we cover your injury. This is usually within a week. If we don't cover your injury, we’ll let you know why.
   
   Injuries we cover

5. Find out how we can support you

   If you need ongoing support from us, we'll assign you a case owner. They'll help you get the support you need and sort out any problems.

   Find out what support we provide

6. Get paid if you can’t work

   If you can't work because of an injury we cover, we can help with your income.
   
   How to get weekly compensation